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Lending Completions Officer
<p style="min-height:1.5em"><strong>About Allica Bank</strong></p><p style="min-height:1.5em">Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech.</p><p style="min-height:1.5em">Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.</p><p style="min-height:1.5em"><strong>Role Description</strong></p><p style="min-height:1.5em">This is a key role in delivering a fast, accurate and well-controlled lending journey. You will manage a portfolio of cases from offer and post-sanction administration through to drawdown and completion, making sure every case is progressed efficiently and every condition is properly satisfied.</p><p style="min-height:1.5em">Commercial mortgages will be a core part of the role, alongside other commercial lending products such as GGS loans, overdrafts, business loans, asset finance, non-property-backed lending and unsecured lending. You will work closely with Relationship Managers, Underwriting, legal and valuation partners and other teams across the bank.</p><p style="min-height:1.5em"></p><p style="min-height:1.5em"><strong>Principal Accountabilities</strong></p><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Manage a pipeline of lending cases from offer to completion, meeting service levels, quality standards and expected completion timelines.</p></li><li><p style="min-height:1.5em">Deliver post-sanction administration, including releasing communications, instructing legal and valuation partners and coordinating payments.</p></li><li><p style="min-height:1.5em">Review and satisfy Conditions Precedent and other completion requirements, escalating risks, gaps and delays early.</p></li><li><p style="min-height:1.5em">Coordinate drawdown and completion activity accurately, ensuring the right approvals, documentation and controls are in place.</p></li><li><p style="min-height:1.5em">Build effective working relationships with Relationship Managers, Underwriting, solicitors, valuers and other internal and external stakeholders.</p></li><li><p style="min-height:1.5em">Maintain clear, accurate and audit-ready case records, including sanction audit trails, customer records and updates to the core banking system.</p></li><li><p style="min-height:1.5em">Communicate relevant information clearly so that colleagues and decision-makers understand the position, risks and actions required.</p></li><li><p style="min-height:1.5em">Work in line with bank policies, procedures, regulatory requirements, Conduct and Treating Customers Fairly expectations.</p></li><li><p style="min-height:1.5em">Support wider lending and Operations activity, including cross-skilling, issue resolution, quality improvements and change initiatives.</p><p style="min-height:1.5em"></p></li></ul><p style="min-height:1.5em"><strong>Personal Attributes & Experience</strong></p><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Experience in lending, credit operations, mortgage completions, loan administration or a similar financial services environment.</p></li><li><p style="m