Lead Product Manager, DeFi

<div class="content-intro"><h4><strong>Who we are </strong></h4> <p>We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 7 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing.</p> <p> </p> <p>Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go!</p> <p> </p></div><h4><strong>Your mission</strong></h4> <p>Bitpanda serves millions of investors across Europe, and we're bringing regulated finance onchain with Vision Chain, our own OP Stack L2 blockchain. We are looking for a <strong>Lead Product Manager, DeFi</strong> to build Bitpanda’s DeFi ecosystem from the ground up, creating the world’s premier Euro-denominated DeFi ecosystem while making it safe, accessible, and intuitive for our customers. </p> <p>The first use case is crypto-backed borrowing and lending in the Bitpanda app, with an eye to then build more sophisticated products and use cases leveraging tokenized commodities, securities, funds, and structured products. You’ll decide which protocols and partners come to Vision Chain, and work collaboratively to bring DeFi to Bitpanda customers in a way that feels as simple as the app they already trust. You'll work in a small, senior team with our smart contract engineers and Bitpanda's Legal, Compliance and Risk teams, as an individual contributor reporting to the Head of Web3 Product.</p> <p> </p> <p><strong>What you’ll do </strong></p> <ul> <li>Design and run the lending markets: set loan-to-value and liquidation thresholds, interest rate curves, caps, and oracles, while also owning monitoring and incident playbooks.</li> <li>Bring liquidity and users to permissioned markets and assets: set supply targets, bring in euro liquidity from stablecoin issuers, institutional lenders, curated vaults and market makers, and work out how verified customers reach these markets, without paying for volume.</li> <li>Make sure the right DeFi infrastructure is in place, particularly for permissioned tokenized assets: DEX liquidity deep enough for swaps and liquidations, liquidators, oracles and the other building blocks the markets depend on.</li> <li>Shape what customers see, sign, and own in the Bitpanda app, including how liquidation and risk are explained, and measure real use: borrowers who come back, bad debt and revenue, not total value locked alone.</li> <li>Recommend which protocols and partners come to Vision Chain, backed